Dana Peterson | Branch Manager
NMLS 173133 | NMLS 156609
24 Executive Park, STE 250, Irvine, CA 92614
My Lending Philosophy
I have 3 basic philosophies that have served my customers and company well through arguably the most challenging real estate markets in recent history.
Responsible Lending
I am committed to responsible lending in every community I serve. To me, responsible lending means more than approving a loan—it means providing options that truly fit your needs and ensuring you can comfortably afford your investment. Lending is not just about buying or selling property; it's about foresight, ongoing care, and creating solutions that allow you to enjoy the life you've worked so hard to build.
Empower Through Education
I believe knowledge is power. My responsibility is to educate and equip you with the tools, insights, and confidence to navigate the buying, selling, or refinancing process. Whether you're purchasing your first home or expanding your investment portfolio, I'll ensure you have the clarity to make informed, balanced decisions.
Make a Positive Impact
I actively seek opportunities to make a meaningful difference—not only for my clients but for the communities we share. Since 2004, I've volunteered, promoted, and financially supported organizations such as Union Gospel Mission, Boys and Girls Club, Special Olympics, and Attain Housing. Giving back is not just a value—it's a responsibility.
Three guiding principles: Be Responsible. Empower through Education. Make a Positive Impact.
This philosophy is delivered by a team dedicated to providing the best real estate experience possible.
US Army Veteran & Veteran Loan Advocate – Serving those who serve.
What Clients Can Expect
My Process
Discovery
We discuss your goals, timeline, and financial picture to understand what matters most to you.
Pre-Approval
I provide a clear, accurate pre-approval that gives you confidence when making offers.
Home Shopping Support
I'm available throughout your search to answer questions and adjust strategies as needed.
Underwriting
I manage the documentation process, keeping you informed and addressing conditions promptly.
Closing
We coordinate with all parties to ensure a smooth, on-time closing with no surprises.
Long-term Check-Ins
My relationship with you doesn't end at closing. I'm here for refinance opportunities and questions.
How I Communicate
Same-day response to calls and emails during business hours
Proactive updates at every milestone—you'll never wonder where things stand
Clear guidance on document requirements with examples and templates
Plain-English explanations—no jargon, no confusion
"You'll never wonder where things stand. I believe in proactive communication and keeping you informed every step of the way."
Why Work with a Broker?
Brokers offer flexibility, options, and wholesale pricing power.
Multiple Investor Options
Unlike banks that offer only their own products, I have access to dozens of wholesale lenders, giving you more choices and better rates.
Wholesale Pricing
Brokers often secure better rates and lower fees because we buy loans at wholesale prices and pass the savings to you.
Scenario Flexibility
Complex income? Unique property? Credit challenges? I can shop your scenario to multiple lenders to find the best fit.
Turn-Time Transparency
I work with lenders who prioritize fast closings and clear communication, so you're never left wondering about timelines.
"No two borrowers are the same—your plan shouldn't be either."
Programs I Offer
From conventional to creative, I have solutions for every borrower profile.
Community & Service
Giving back to the communities we serve.
Since 2004, I have been actively involved in supporting organizations that make a real difference in people's lives. My commitment to service extends beyond lending—it's about contributing to the well-being of our communities and helping those who need it most.
Union Gospel Mission
Supporting homeless services and recovery programs.
Boys & Girls Club
Empowering youth through mentorship and programs.
Special Olympics
Celebrating athletes with intellectual disabilities.
Attain Housing
Providing affordable housing solutions for families.
What Clients Say
Real experiences from real borrowers.
John Sarnecky
24 October 2025
Excellent service with West Capital Funding, Irvine California. Randy Mathis is at the top of the loan business. He saved us a lot of money by getting...
Kimberly Bell
24 October 2025
Eddie at WCL made our re-fi as painless as possible. He is patient, very nice, and extremely helpful. And did it all with a great sense of humor!
Alex Kissling
22 October 2025
Jon was great to work with on the refi of our property. Our situation wasn't straightforward, but Jon listened to what we were looking for, was able t...
Shawn Landreth
22 October 2025
WCL is super easy to work with and has options that work for whatever your needs, and at whatever timing you need!
Holly Pulido
22 October 2025
Sean and his team, Ryan are the kindest communicators. It wasn't checking boxes on next steps, it was from the perspective of the loan applicant that...
Cheverlyn C
21 October 2025
Austin was able to help me with both a refi and a HELOC. We did the refi on our primary to lower the rate and then we got cash out from our investment...
Virginia Donoso
21 October 2025
I'm so happy and grateful to have found someone like Robert Martin, who guided me through this entire process. This was something completely foreign t...
Harold J
21 October 2025
Great people to work with
Janelle Carlson
21 October 2025
Excellent experience from start to finish. Super knowledgeable with an out of state purchase. Travis was very professional and quick to respond to all...
Amy Osborne
21 October 2025
Great experience with Daniel
James Cirillo
21 October 2025
Great lending institution and far superior experience vs the big banks, which are cumbersome, difficult, and inefficient. Carlos Duenas was my lender...
Justin Ryan Pokrywka
21 October 2025
Nate Ferrer was a pleasure to work with. He was a great communicator and found a loan program that worked for my unique situation. He always followed...
wendy Taylor
21 October 2025
The whole team did an outstanding job, I had a very complicated situation and everyone worked extra hard to accomplish the difficult task. Thank You E...
Rodney Smith
20 October 2025
Brian was great to work with. He was upfront and honest about the entire process. He is also extremely knowledgeable of the process. He was the first...
Mae Abad
20 October 2025
The service they provided me was exceptional. Brian and his team at West Capital Lending was very quick and efficient. My first time expwrience in ref...
Dan Dabasol
20 October 2025
Prompt, excellent and trust worthy. Always welcoming and open to any concerns and questions. He was confidently and thorough communicator. He will wor...
jose alvarez
20 October 2025
Scott ! Always has taken care of our Family and trusted him .
Shannon Merritt
20 October 2025
I had the absolute pleasure of working with Aaron Beck on the purchase of my home, and I can't recommend him highly enough. From start to finish, Aaro...
Jason Duncan
19 October 2025
Ryan was great, took very little time to complete application and Ryan was there every step of the way, I would highly reccommend this loan company!
Todd Stevenson
19 October 2025
Working with Jedd Lara and his team on securing our recent mortgage was an absolutely outstanding experience from start to finish. We went into the pr...
Deborah Weisberg
19 October 2025
Sam Rubio and Clare Lenza make a fantastic team! After months of working with them, they found the best Reverse Mortgage Program to suit my needs. Sam...
Netsy Rivera
17 October 2025
I can't be thankful enough for what Rafy Boulos from WCL did for me or my family. His professionalism and knowledge to help us, has changed our life 4...
Kahana Bigelow
17 October 2025
Thank you Garrett for making our refinance as easy and painless as possible!!! It really helped lesson our stress financially. The whole process as si...
Danielle Dingwall
17 October 2025
Daniel Becerril is amazing. My go to person
Imelda Hinojosa
17 October 2025
West Capital Lending, under the exceptional guidance of Jon Meer, provided the solution I needed. The process was expedient, communication great and c...
Zoila Coto
17 October 2025
I was very happy with Nathan, he is very responsive and made the process very easy. I would give him a 10 out of ten.
Rosalie Vejar
17 October 2025
Scott is knowledgeable and professional. He listens and is very attentive when asked questions. Hope to continue working with him again in the near fu...
Eli Sewell
16 October 2025
Abraham was extremely professional and was able to answer all of our questions and got us a loan tailored to our needs!!!!
Bobby Botelho
16 October 2025
In a world full of scams and distrusting people, we investigated Sam Zadeh and West Capital Lending prior to contacting him and noticed some great rev...
Marcy Zahm
16 October 2025
Aaron was incredible—walked us through the process, asked all of the right questions to get us the loan we needed quickly and painlessly. He is a pro...
Dana Coe
7 September 2025
Scott went above and beyond to tailor the loan product to my unique situation. A+++
Credentials & Licensing
Dana Peterson
Branch Manager
NMLS #173133
US Army Veteran
West Capital Lending Inc.
Company NMLS #1566096
CA DRE #02022356
Service Area
Alabama, Arizona, Colorado, Florida, Idaho, Oklahoma, Pennsylvania, Tennessee, Virginia, Washington
Equal Housing Lender
This is not a commitment to lend. Rates, terms, and program availability are subject to change without notice. Not all applicants will qualify. Restrictions may apply.
Have 5 Minutes? That's Enough to Start.
Whether you're ready to apply or just have questions, I'm here to help. Let's talk about your goals and find the right path forward.
24 Executive Park, Ste 250, Irvine, CA 92614
Licensed in: AL, AZ, CO, FL, ID, OK, PA, TN, VA, WA | NMLS #173133 | Company NMLS #1566096